Vehicle Max Term Zone 1+ (Incl. Waived Security Deposit) FICO 720+ Zone 1 (Incl. Waived Security Deposit) FICO 719-690 Zone 2 (Incl. Waived Security Deposit) FICO 689-670 Zone 3 (Incl. Waived Security Deposit) FICO 669-650 Zone 4 FICO 649-630 Zone 5 FICO 629-610 Zone 6 FICO 609-580 Zone 7 FICO 579-520
NEW
MY12 Scion iQ
Model#6242
36** 0.00001 0.00001 0.00001 0.00001 0.00390 0.00470 0.00530 0.00650
MY12 Scion xD
Model#6232/6233
36** 0.00033 0.00033 0.00033 0.00033 0.00390 0.00470 0.00530 0.00650
MY12 Scion xB
Model#6202/6203
36** 0.00081 0.00081 0.00081 0.00081 0.00390 0.00470 0.00530 0.00650
MY12 Scion tC
Model#6222/6223
36** 0.00004 0.00004 0.00004 0.00004 0.00390 0.00470 0.00530 0.00650
MY13 Scion iQ
Model#6242
36** 0.00054 0.00054 0.00054 0.00054 0.00390 0.00470 0.00530 0.00650
MY13 Scion xD
Model#6232/6233
36** 0.00090 0.00090 0.00090 0.00090 0.00390 0.00470 0.00530 0.00650
MY13 Scion xB
Model#6202/6203
36** 0.00112 0.00112 0.00112 0.00112 0.00390 0.00470 0.00530 0.00650
MY13 Scion tC
Model#6222/6223
36** 0.00059 0.00059 0.00059 0.00059 0.00390 0.00470 0.00530 0.00650
Vehicle Max Term (Incl. Waived Security Deposit) (Incl. Waived Security Deposit)  
NEW
Scion All Vehicles
(except ones listed above)
60 0.00180 0.00190 0.00235 0.00325 0.00390 0.00470 0.00530 0.00650
Scion Certified Pre-Owned Vehicles 60 0.00180 0.00190 0.00235 0.00325 0.00390 0.00470 0.00530 0.00650
MSRP/Avg. Retail Book Value Maximum Advance* 120% 115% 110% 105% 100% 100% 95% 95%
* TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)
**After January 7, 2013, all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above.

Programs

  • Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit.
    Rebate not compatible with SCPO.
  • Scion Solutions iFi Program: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Refer to program guidelines for a list of qualifications.

Features

  • Dealer rate participation not allowed on any Scion Solutions lease programs.
  • Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
  • Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
  • Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
  • 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
  • Credit worthy Business Solutions customers, including those with co-applicants with 610+ FICO scores, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO
    scores receive a Zone 1+ rate. Co-applicants with <610 FICO scores receive a Zone 6 or 7 standard consumer rate, as shown above. Please refer to the TFS Business
    Solutions Lease rate letter for Scion for more details.
  • Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
    Maximum terms vary based on model year: Current Year-up to 60 Months;
    1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
  • TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.

NEW SCION VEHICLES ONLY

Max Term Zone 1+ 720+ Zone 1 719-690 Zone 2 689-670 Zone 3 669-650 Zone 4 649-630 Zone 5 629-610 Zone 6 609-580 Zone 7 579-520
60 3.25 4.00 6.20 8.65 12.19 13.95 16.95 20.90
66 3.55 4.00 6.20 9.40 12.19 14.20 17.30 21.15
72 3.60 4.40 6.95 9.65 13.19 14.70 17.70 21.40
75 4.10 4.90 6.95 9.65 13.19 14.70 17.70 21.40
84 5.35 6.15 N/A N/A N/A N/A N/A N/A
Advanced Limits1 120% 120% 120% 120% 100% 100% 100% 100%
Advance Exception Uprates +.25 +.25 +.25 +.25 +.50 +.50 +.50 +.50

THE FINE PRINT

  • 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
    Rebate not compatible with SCPO.
  • Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
  • Scion Solutions iFi: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Please refer to program guidelines for a list of qualifications.

SCION CERTIFIED PRE-OWNED VEHICLES ONLY

Max Term Zone 1+ 720+ Zone 1 719-690 Zone 2 689-670 Zone 3 669-650 Zone 4 649-630 Zone 5 629-610 Zone 6 609-580 Zone 7 579-520
60 3.25 4.00 6.20 8.65 12.19 13.95 16.95 20.90
66* 3.55 4.00 6.20 9.40 12.19 14.20 17.30 21.15
72* 3.60 4.40 6.95 9.65 13.19 14.70 17.70 21.40
75* 4.10 4.90 6.95 9.65 13.19 14.70 17.70 21.40
84* 5.35 6.15 N/A N/A N/A N/A N/A N/A
Advanced Limits1 120% 120% 120% 120% 100% 100% 100% 100%
Advance Exception Uprates +.25 +.25 +.25 +.25 +.50 +.50 +.50 +.50

THE FINE PRINT

  • 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
    Rebate not compatible with SCPO.
  • *Available on 1-3 year old Scion Certified vehicles ONLY.
  • TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Minimum Reserve schedule.
  • Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
  • ** 84 month term requirements: Minimum amount financed is $15,000

Programs

  • Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate

Features

  • NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
  • When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.
  • Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau.
  • Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
  • Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
    Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ≤ 80%, DEDUCT 0.50% FROM ABOVE RATES.
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
  • Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • 231 East Lincoln Parkway, Escondido, CA 92026 Phone: (888) 721-0042