| Vehicle | Max Term | Zone 1+ (Incl. Waived Security Deposit) FICO 720+ | Zone 1 (Incl. Waived Security Deposit) FICO 719-690 | Zone 2 (Incl. Waived Security Deposit) FICO 689-670 | Zone 3 (Incl. Waived Security Deposit) FICO 669-650 | Zone 4 FICO 649-630 | Zone 5 FICO 629-610 | Zone 6 FICO 609-580 | Zone 7 FICO 579-520 | |
NEW |
MY12 Scion iQ Model#6242 |
36** | 0.00001 | 0.00001 | 0.00001 | 0.00001 | 0.00390 | 0.00470 | 0.00530 | 0.00650 |
| MY12 Scion xD Model#6232/6233 |
36** | 0.00033 | 0.00033 | 0.00033 | 0.00033 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY12 Scion xB Model#6202/6203 |
36** | 0.00081 | 0.00081 | 0.00081 | 0.00081 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY12 Scion tC Model#6222/6223 |
36** | 0.00004 | 0.00004 | 0.00004 | 0.00004 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY13 Scion iQ Model#6242 |
36** | 0.00054 | 0.00054 | 0.00054 | 0.00054 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY13 Scion xD Model#6232/6233 |
36** | 0.00090 | 0.00090 | 0.00090 | 0.00090 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY13 Scion xB Model#6202/6203 |
36** | 0.00112 | 0.00112 | 0.00112 | 0.00112 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY13 Scion tC Model#6222/6223 |
36** | 0.00059 | 0.00059 | 0.00059 | 0.00059 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| Vehicle | Max Term | (Incl. Waived Security Deposit) | (Incl. Waived Security Deposit) | |||||||
NEW |
Scion All Vehicles (except ones listed above) |
60 | 0.00180 | 0.00190 | 0.00235 | 0.00325 | 0.00390 | 0.00470 | 0.00530 | 0.00650 |
| Scion Certified Pre-Owned Vehicles | 60 | 0.00180 | 0.00190 | 0.00235 | 0.00325 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MSRP/Avg. Retail Book Value Maximum Advance* | 120% | 115% | 110% | 105% | 100% | 100% | 95% | 95% | ||
| * TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License. | ||||||||||
| Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*) | ||||||||||
| **After January 7, 2013, all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above. | ||||||||||
| Max Term | Zone 1+ 720+ | Zone 1 719-690 | Zone 2 689-670 | Zone 3 669-650 | Zone 4 649-630 | Zone 5 629-610 | Zone 6 609-580 | Zone 7 579-520 |
| 60 | 3.25 | 4.00 | 6.20 | 8.65 | 12.19 | 13.95 | 16.95 | 20.90 |
| 66 | 3.55 | 4.00 | 6.20 | 9.40 | 12.19 | 14.20 | 17.30 | 21.15 |
| 72 | 3.60 | 4.40 | 6.95 | 9.65 | 13.19 | 14.70 | 17.70 | 21.40 |
| 75 | 4.10 | 4.90 | 6.95 | 9.65 | 13.19 | 14.70 | 17.70 | 21.40 |
| 84 | 5.35 | 6.15 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advanced Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
| Max Term | Zone 1+ 720+ | Zone 1 719-690 | Zone 2 689-670 | Zone 3 669-650 | Zone 4 649-630 | Zone 5 629-610 | Zone 6 609-580 | Zone 7 579-520 |
| 60 | 3.25 | 4.00 | 6.20 | 8.65 | 12.19 | 13.95 | 16.95 | 20.90 |
| 66* | 3.55 | 4.00 | 6.20 | 9.40 | 12.19 | 14.20 | 17.30 | 21.15 |
| 72* | 3.60 | 4.40 | 6.95 | 9.65 | 13.19 | 14.70 | 17.70 | 21.40 |
| 75* | 4.10 | 4.90 | 6.95 | 9.65 | 13.19 | 14.70 | 17.70 | 21.40 |
| 84* | 5.35 | 6.15 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advanced Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |